So long as you can raise a 5% deposit, the government will provide an equity loan of up to 20% of the property value (40% in London). Bedford Heights Please register today to gain access to registering for properties, alerts and applying online. Our use of cookies. Cookie Policy If you're looking for help getting onto the property ladder, we offer a number of  home ownership schemes. This new form requires different information to the previous application. The Homes for Londoners property search tool is a new way to find a home to buy or rent in the capital. We are receiving a high volume of Help to Buy: Equity Loan applications, following the easing of COVID-19 lockdown measures. Find your local Help to Buy agent; Help to Buy: Equity Loan scheme (2021-2023) Further guidance; Who is eligible? This means our current Help to Buy agents’ services will shortly be replaced. If you have any questions, please get in touch. If you are considering buying a home, it’s a good idea to contact a f inancial a dvisor or a mortgage advisor. LCHO Applications we are working within the SLA of 4 working days. Help to Buy Agent for the South Update. Manton Lane We are the Help to Buy agent for the Midlands and London. Equity loans are available to first time buyers as well as homeowners looking to move. Please click here for our current approximate timescales. The changes should not affect your house purchase. They are responsible for different regions, so contact your region’s agent for information and help regarding all the HomeBuy Schemes. Registered house builders advertise Help to Buy homes for sale on their developments. We are the Help to Buy Agent for the whole of the North You must reserve your home with the house builder and pay the fee which should be no more than £500. Will you accept desktop valuations instead of onsite valuations during COVID-19? e.g. Comment by Sara Hind — August 22, 2018 @ 2:18 pm. Home Ownership for People with Long-Term Disabilities (HOLD) can help you buy any home that’s for sale on a Shared Ownership basis if you have a long-term disability. You can only apply for HOLD if the properties available through the other home ownership schemes don’t meet your needs, eg you need a ground-floor property. We are currently working within the following timescales: • Authority to Proceed (ATP): 4 working days About Help to Buy schemes. We are receiving a high volume of Help to Buy: Equity Loan applications, following the easing of COVID-19 lockdown measures. YOUR HOUSE MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT. Help to Buy South Collins House Bishopstoke Road Eastleigh Hampshire SO50 6AD By Phone 0800 456 11 88 By Email info@helptobuysouth.co.uk Via the Website www.helptobuysouth.co.uk The advice team is available to take your phone calls Monday to Friday, 9am – 5pm. Bedford With the government's Help to Buy: Shared Ownership scheme you can buy as little as 25% or as much as 75% of a home and pay rent on the rest. Since 2 January 2020, you can apply for an equity loan from one of three Help to Buy agents. Please register today to gain access to registering for properties, alerts and applying online. The way you access a Help to Buy agent is changing. If … Search for ‘Help to From 2 January 2020, you will be able to apply for help to buy schemes from one of three agents across England. They will conduct a wider review of your financial situation and can advise you on what you can afford to borrow, based on your income and outgoings. Accessibility. Help to Buy is a government scheme which can help you to buy a property with just a 5% deposit. Help to Buy is a Government backed scheme available across the UK that allows first time buyers and existing homeowners to buy a home with just 5% deposit. The property search results are not an exhaustive list and are specific to the geographical regions we cover. Help to Buy schemes are run by the government. Help to Buy is a government scheme (opens in a new window) providing a range of options designed to make it more affordable for you to buy a home. After you’ve reserved your home, contact a Help to Buy agent who will help you to apply for an equity loan and check you can afford it. You can use it to find a range of Shared Ownership, Help to Buy and Rental homes in London. I want to buy a property, through Help to Buy: Equity Loan for…. Completed form 2 (WORD DOC,27KB) Certificate of Title Indicative timescales. For Help to Buy Equity Loan schemes, please click here. We have been appointed by the government to offer the scheme in England and are on hand to support you in the purchase of your new build home using a Help to Buy: Equity Loan and affordable home ownership. Most agents agree that there is little upside to not committing to one professional to take you all the way through your home-buying journey. It was announced in Chancellor of the Exchequer George Osborne's 2013 budget speech, and was described as "the biggest government intervention in the housing market since the Right to Buy scheme" of the 1980s. The scheme supports the purchase of homes up to £300,000 bought through a registered Help to Buy – Wales builder. Hello Abbie, please contact the Help to Buy Agent in the area you are looking to buy as each Agent has their own criteria. Currently, the scheme is available to anyone buying a new build property as a main residence up to the price of £600,000. Visit our Frequently asked Question page to find out the facts. Valuations. They are designed to make it more affordable for people to own their own homes. Both work in exactly the same way, and the agent who handles the schemes will tell you which one you'll be applying for depending on which home you want to buy. If you have a registered application, we confirm that it continues to remain registered, as the data we held was transferred into the new format. The changes should not affect your house purchase. Privacy Policy From 2 January 2020, you will be able to apply for help to buy schemes from one of three agents across England. All Rights Reserved. Find out more about the Help to Buy: Equity Loan scheme 2021-2023 They will give the … Have a look at the different Help to Buy schemes available and the eligibility criteria for each of them. Contact your local Help to Buy agent to find out what Help to Buy properties are available in your area. Accessibility. But even if you can avoid the 2.5% to 3% of the sale price you’ll pay your own agent, you’ll still likely pay 2.5% to 3% of the sale price to your buyer’s agent — unless your buyer is also not using an agent. Privacy Policy 2. the Smaller Developer scheme. Help to Buy South is also on Facebook, Twitter and Instagram. For Kelly and Adam a new-build home was the dream. HomeBuy Agents admin 2019-08-29T14:48:49+01:00 A series of agents, known as Homebuy Agents, are available for advice and help throughout the country. Copyright © 2020 bpha. Kelly had bought her previous home with her dad, a builder, and lived through months of renovation work complete with noise, dust and cold draughts. • Authority to Exchange (ATE): 3 working days How it works. Sitemap You can talk to them about getting the equity loan too. This scheme allows first-time buyers the opportunity to borrow up to 40% of the price of the London property that they wish to buy. As a result, it is taking us longer than we would expect to process some documents. Click here to apply for Help to Buy Shared Ownership. The home you buy must: 1. be a new build 2. have a purchase price of up to £600,000 in England (or £300,000 in Wales) 3. be the only one you own 4. not be sub-let or rented out after you buy it 5. be one that you can show you cannot afford (if you’re applying in Wales) The Help to Buy scheme will end on 31 March 2023. All Rights Reserved. Sitemap MK41 7BJ. Since 2 January 2020, you can apply for an equity loan from one of three Help to Buy agents. The rules are about to change on the government-backed Help to Buy: Equity Loan scheme in England. Telephone number: 0300 790 0570 It is important that you seek professional advice from a mortgage advisor or financial advisor, to understand the options available to you based on your individual circumstance. We put small files (known as cookies) onto your device to collect anonymised information about how you browse our website. The two Help to Buy (Scotland) schemes. Our listings are constantly being updated, please keep checking back to review properties in your chosen area. Got a question about Shared Ownership? The two other Help to Buy agents are based in the Midlands & London (opens in a new window) and South of England (opens in a new window). As a Help to Buy agent, our role is to: help you understand the schemes assess whether you are eligible to take part With Help to Buy – Wales: you must provide a 5% deposit; the scheme provides a shared equity loan of up to 20% of the purchase price The London Help to Buy Scheme. If your application for Help to Buy meets the eligibility criteria, you can look for a property via the property search section on this website. 1 Property to buy/rent coming soon. We are the Help to Buy agent for the Midlands and London. Your Help to Buy agent can guide you through the options available. This means our current Help to Buy agents’ services will shortly be replaced. Frequently asked questions About Help to Buy schemes. Adriana Velez is a food, wellness, and home writer. Yes. Hello, Me and my partner both live in the UK. If you are a Developer, Solicitor or IFA then you can find out about Help to Buy here. In line with government advice, our teams are working remotely. The home you want to buy must be newly built with a price tag of up to £600,000. 6. The link to find your Agent is in our article. After the Government’s Help to Buy scheme had a lot of success with first-time buyers when it was first introduced, the London Help to Buy scheme was announced in February 2016. Cookie Policy To find out more go to Help to Buy: Equity Loan customers during Coronavirus (COVID-19) A new Help to Buy: Equity Loan scheme open to first-time buyers only will be available for two-years from 1 April 2021. Help to Buy – Wales provides a shared equity loan to buyers of new-build homes. 'Newcastle-under-Lyme', 'ST5', 'ST5 5AD' or a postcode nearby. During the process of buying a home, you will need financial and legal help from qualified professionals.. Financial advice. With Help to Buy, you'll get an equity loan of up to 20 per cent of the cost of a new home. We have published a list of frequently asked questions about how Help to Buy schemes work: Help to Buy: E quity Loan Help to Buy: Shared Ownership Solicitor FAQs We are acting for a buyer. *help to buy* A rarely available and well-presented one bedroom, first floor apartment benefitting from a Juliet balcony, allocated parking space and excellent London commuter links. They will check if you’re eligible and that you can afford the payments if you get an equity loan. As a Help to Buy agent, we help to deliver two separate schemes: Help to Buy: Equity Loan; Help to Buy: Shared Ownership; Help to Buy: Equity Loan How to contact us Our office opening hours are Monday to Friday 9am – 6pm. Lenders participating in the scheme include Santander, Barclays, NatWest and Halifax. Help to Buy agents administer the Help to Buy: Equity Loan scheme for Homes England. According to the Zillow Group Report, 74% of home buyers are represented by an agent, so prepare to pay their commission. Register to receive updates, check your eligibility and book open day viewings.. Existing Equity Loan customers can contact My First Home, the Post-Sales Agency, on 0345 848 0235 - Monday to Friday, 9am - 5pm or visit their website: myfirsthome.org.uk. We have been appointed by the government to offer the scheme in England and are on hand to support you in the purchase of your new build home using a Help to Buy: Equity Loan and affordable home ownership. Help to Buy Agent for the South is not regulated to provide financial advice. Homes England have recently issued Help to Buy Agents with a new Low-cost Home Ownership application form. You’ll have to qualify for a standard mortgage for the remaining amount. • Confirmation to Developer (CTD): 2 working days Email: helptobuyeastandsoutheast@bpha.org.uk (public enquiries), Email: helptobuy@bpha.org.uk (solicitors, IFA’s, house builders), Our opening hours are 9am-5pm Monday to Friday, Help to Buy East and South East bpha Limited When Deene Tetther and his wife Louise decided to move out of rented accommodation and find a home of their own they assumed they weren’t eligible for the government’s Help to Buy scheme as they had both owned homes previously. Remortgaging a Help to Buy property. Help to Buy is the name of a government programme in the United Kingdom that aims to help first time buyers, and those looking to move home, purchase residential property. The way you access a Help to Buy agent is changing. When you buy a home using Help to Buy, you pay a 5% deposit and take out an equity loan from the government of up to 20% of the property’s value.. Usually, you’ll get a mortgage for the remaining 75%, with two and five-year fixed rate deals among the most popular choices.. Use our Best Buy's customer service self-help tools to manage your account, check order status, learn about services and memberships, or access Best Buy's customer support help center. Kayleigh Stevens (29) and Josh Morris (28).moved back in with their parents to make home ownership a reality. Copyright © 2020 bpha. Cookies can be used to remember your progress and analyse how you use the website so it can be updated and improved based on your needs. There are two types of Help to Buy (Scotland) scheme: 1. the Affordable New Build scheme . 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