If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. First Tech offers several other checking accounts, including a basic option called Carefree Checking and an HSA Checking option, for people who want an easy way to pay for medical expenses. First Tech Federal Credit Union Personal Line of Credit is offered by First Technology Federal Credit Union, a credit union founded in 2012 and based in Cupertino, CA. First Tech has assets of $6.2 billion and is headquartered in Mountain View, CA. Members can contact the credit union in person, by phone and Facebook or Twitter. So how do we make money? Oregon-based First Tech Federal Credit Union was founded in 1952 by technology execs. Unlike many credit unions, First Tech makes it easy to join. Yet I could read every letter and every number on the returns . Overview Overview. There isn't a gadget that substitutes for personal attention. Engaged Employer. They asked for the VIN number, but never asked for anything else. First Tech serves some of the world's most innovative, forward-thinking companies and their employees. Pros. " Jobs; Companies; Salaries; Interviews; Search. John Long. When evaluating offers, please review the financial institution’s Terms and Conditions. Please call First Tech Customer Service at 855.855.8805, as you need to discuss the terms directly with them, to find out whether they allow you to ship your car. 199 Ratings. Our partners cannot pay us to guarantee favorable reviews of their products or services. Great Credit union with great auto financing & credit card & payment is applied immediately if paid online & once received by mail. Ratings are rounded to the nearest half-star. I will NEVER give them my business in the future!!! It had been well maintained by the owner, and I had already confirmed all the maintenance records independently, as well as verified the mileage with the dealer that serviced the car. Most credit unions don’t provide this type of option. Your web browser (Internet Explorer) is out of date and no longer supported. Pre-qualified offers are not binding. The starting credit limit for the First Tech Federal Credit Union Platinum Secured card is $500. Review Highlights. All this with a nice personal touch." This place is weird be careful. Can I move my car to the States. You’ll need to open a Membership Savings account before you can open any other accounts. 0.60% APY (annual percentage yield) as of 9/17/2020, 0.50% APY (annual percentage yield) as of 11/17/2020. Please do not join this credit union! Our membershp includes employees of the world's most progressive technology companies such as Microsoft, HP, Agilent Technologies, Amazon, CH2M HILL and many more. According to reviews on both the Google store and Apple store, the First Tech Federal Credit Union's app consistently rates around a 4.7 out of five stars. Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses, NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer AccessLicenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812. All financial products, shopping products and services are presented without warranty. It's our secret weapon that turns… Information on this page is provided 'as is' and solely for informational purposes, not for any other purpose or advice. Please download one of these up-to-date, free and excellent browsers: WORST EXPERIENCE. I produced a whole 2020 YTD proof of income with bank statements. Credit Cards. Time to change my CU to others. Overview Overview. Data provided by you on your application for employment with First Tech Federal Credit Union will be used within First Tech Federal Credit Union to determine your eligibility for employment. I own my own home and all my rental properties out right. You can check the profile page of each professional or company to determine whether they are a paying advertiser (indicated by the word "sponsored"). When evaluating offers, please review the financial institution’s Terms and Conditions. His backup will NOT answer calls or emails. The First Tech Credit Union Platinum credit card will help you build credit. First Tech Federal Credit Union members can get a personal loan with decent interest rates, and even borrowers with less-than-perfect credit can qualify. Read employee reviews and ratings on Glassdoor to decide if First Tech Federal Credit Union is right for you. $500 minimum opening deposit requirement on CDs. Upper management pushed changes to quickly before letting previous ones even settle in " (in 15 reviews) The First Technology Federal Credit Union Platinum Rewards … And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. They treat every single person who walks through their doors like a real person, and this philosophy is spread throughout every location I've ever visited. The response also stated that I needed to verify income by producing a last 30 days bank statement to prove all stated income. Additional Contact Information. Many or all of the products featured here are from our partners who compensate us. Information is displayed first and foremost for the benefit of consumers. Debit card purchases can take up to 3 days to post and are dependent on merchant processing times. This deposit will also serve as your credit limit, not allowing you to spend more than you can actually afford. You’ll have to open a Membership Savings account before you can open any other account, which requires a minimum balance of $5 but has no monthly maintenance fee and an APY of. It took two days for a response. They have only been around for 60 years, but they have made a lot of progress in those 60 years. It's a secured card which requires a refundable security deposit upon account opening. The services offered are very helpful as well as product. Company Overview FAQ. View All num of num Close (Esc) First Tech Federal Credit Union. On the other hand, this card has the highest credit limit allowed for a secured card: $25,000. Our partners compensate us. My payment history on the bureau is marked as exceptional payment history with no lates ever. I applied for a used car loan. Debit card purchases can take up to 3 days to post and are dependent on merchant processing times. No monthly fee and low minimum opening deposit requirement on checking. First Tech has specialized in serving tech companies and their employees for over 60 years. Companies. Easy to manage work life balance for a family with young children " (in 30 reviews) " There are nothing but great benefits of working at First Tech " (in 23 reviews) Cons. " This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. The credit union doesn’t have an online chat feature. NerdWallet's ratings are determined by our editorial team. Furthermore, it is important to note that the inclusion of a financial company or professional on Wallet Hub does not necessarily indicate their involvement with the site or control over the information that we display. Just see for yourself (As of October 2019): For the most part, the ratings speak for themselves and everything you need to do when it … 263 First Tech Federal Credit Union reviews. A First Tech personal loan is a good option for borrowers who are already members of the credit union or those who are eligible and want to join to get a loan and possibly other financial products. I then received another request that they needed 2 years tax returns, and I provided, I then received an email saying they were blurry. The dividend rate and the corresponding annual percentage yield (APY) on your account will be determined by whether or not account qualifications have been met per monthly cycle. I'd give First Tech five stars except that they don't have a single branch in Seattle. In all that time, there's what we know for sure. Unfortunately, First Technology Federal Credit Union does not offer Money Market accounts. We are right in the loan preparation for the purchase of a home and the finance person is constantly sick and out. 25 reviews of First Tech Federal Credit Union "Wonderful service. Neither charges a monthly maintenance fee. First Tech Federal Credit Union Reviews. Qualifying transactions must post to the account prior to the last day of the month. I called them at least a dozen times to get information. Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. In addition, this information does not originate from us and thus, we do not guarantee its accuracy. What’s my point? First Tech Federal Credit Union Reviews. I was then told that it would have to be proven for the last 6 months! It offers a low-interest rate and the opportunity to earn rewards on every purchase. First Tech Federal Credit Union’s personal loan is an attractive option if your credit score is less than perfect and you’re looking to borrow a smaller amount. Join a credit union. WORST EXPERIENCE. We’re normally a bit annoyed at these … I was trying to get a credit card after a flyer came in my mail saying that I was pre-approved. 1.25%The dividend rate and the corresponding annual percentage yield (APY) on your account will be determined by whether or not account qualifications have been met per monthly cycle. First Tech’s mobile apps receive decent to high reviews, with the Android version receiving 4.4 out of 5 stars, and the iOS version receiving 4.7 out of 5 stars. First Tech Federal Credit Union Personal Line of Credit is available in 4 states across the USA. Hiring Surge. If you don’t qualify for membership, this isn’t the right option for you. Our review of First Tech Federal Credit Union personal loans looks at the borrowing amounts, fees, interest rates, repayment terms and membership … “First Tech is the best; they have awesome customer service, don't put holds on checks, reimburse you for ATM fees, and handle any issue you have right away.”in 2 reviews. This was stated to me over a month after my initial application was filed!! First Tech Federal Credit Union, located at 5100 NE Dawson Creek Drive, Hillsboro, OR 97124, is acting as data controller in relation to this recruitment site and database on which your information will be stored. They'll raise your credit limit in over time with good standing from my experience. Whenever you want to increase your credit limit, you can submit a request online for another payment which will be added to your existing security deposit. The bottom line: First Tech offers a great checking account with no monthly fees and a top interest rate of 1.25%, provided you meet certain criteria. What a scam. Reviews from First Tech Credit Union employees about First Tech Credit Union culture, salaries, benefits, work-life balance, management, job security, and more. The stars represent ratings from poor (one star) to excellent (five stars). I E mailed them proof of income like they requested via my E mail. How First Tech Federal Credit Union’s checking accounts compare. Furthermore, there … What's the starting credit limit for the First Tech Federal Credit Union Platinum Secured card? When I called to ask for more details in the letter I received declining the loan -- specifically asking for the original value assessment of the vehicle, they said that they could not do this. Greg Mitchell. DO NOT WORK WITH THIS CREDIT UNION. They provide some second load which sucks. Pros. " I currently have a car loan with you. 41 reviews of First Tech Federal Credit Union "I discovered first tech through some friends at Microsoft and later was actually eligible to join. Very quick and detailed responses to queries even over email. Every time I called-an agent would take my phone number and say that somebody would call me back. First Tech’s certificates have rates higher than national averages but aren't competitive with online banks. The scoring formulas take into account multiple data points for each financial product and service. First Tech Federal Credit Union Personal Line of Credit Review. Jobs; Companies; Salaries; Interviews; Search. It’s a flexible, competitive loan with stand-out … First Tech Federal Credit Union is the nation's premiere credit union serving the technology industry. Highly recommend for someone trying to improve their score. My ratio of debt to credit card limits is 26%. NerdWallet’s overall ratings for banks and credit unions are weighted averages of several categories: checking, savings, certificates of deposit or credit union share certificates, banking experience and overdraft fees. Although First Tech is headquartered in California, anyone can apply for membership. So with some responsible credit utilization it could easily help you build your credit. In fact, this car, while an older year, had only 11,000 miles on it, and was practically a new car. The database itself is managed on behalf of First Tech Federal Credit Union by Ultimate Software Group, Inc, 2000 Ultimate Way, Weston, FL 33326. I responded to a credit card pre-approval online and filled out an application. “The team is friendly, knowledgeable and has been really helpful in finding solutionsto my business needs.”in 2 reviews. The response was that I was approved for a third of the amount and almost triple the interest rate of the offer. This is a fraudulent practice by this CU to gain a negotiating advantage. Bottom line First Tech Federal Credit Union has some positive features, such as the extensive loan terms and the ability to pay off your lenders directly. American Express® High Yield Savings Account, Marcus by Goldman Sachs Online Savings Account, 0.60%0.60% APY (annual percentage yield) as of 9/17/2020, 0.50%0.50% APY (annual percentage yield) as of 11/17/2020. We believe everyone should be able to make financial decisions with confidence. Though you won’t make much interest with the Carefree Savings account, a minimum opening balance of 1 cent and no monthly fee mean you won’t have to worry about how much money you keep in the account. Engaged Employer. First Tech Credit Union - Read unbiased reviews of First Tech Credit Union, rated 2.3 out of 5 stars by 48 users 161 reviews from First Tech Federal Credit Union employees about First Tech Federal Credit Union culture, salaries, benefits, work-life balance, management, job security, and more. https://wallethub.com/savings-account/#iam=gc&at=mm&srt=ftr&insttype=bank. Companies. Do you offer Money Market Deposit Accounts and if so, what is the rate of interest? But you can also apply to join First Tech if you're a member of a nonprofit called Financial Fitness Association, which costs $8. NerdWallet strives to keep its information accurate and up to date. Glassdoor has 267 First Tech Federal Credit Union reviews submitted anonymously by First Tech Federal Credit Union employees. We invite you to discover banking for those wired differently at www.firsttechfed.com. First Tech’s website is fairly easy to use, and it mostly presents information in a clear and straightforward way. The credit union does, however, offer free overdraft transfers from a linked First Tech savings account, and you can use a personal line of credit for overdraft protection. Editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. A free inside look at company reviews and salaries posted anonymously by employees.   Although First Tech has multiple loan options, this review will focus on the unsecured personal loan option. You can't close the account even it is paid off and it will charge you 100 dollars for each year. First Tech Federal Credit Union is the nation's premiere credit union serving the technology industry. View All num of num Close (Esc) First Tech Federal Credit Union. Jobs; Companies; Salaries; Interviews; Search. Company Overview FAQ. You’ll owe $28 every time you overdraw your account. Best of luck! Easy to manage work life balance for a family with young children " (in 30 reviews) " There are nothing but great benefits of working at First Tech " (in 23 reviews) Cons. " Hiring Surge. Transfers on the latter are also free, with interest rates starting at 12.99%. Tony Armstrong November … Has great perks and customer care is amazing ! Disclaimer: NerdWallet strives to keep its information accurate and up to date. Tony Armstrong is a banking editor at NerdWallet. Plus the credit union’s minimum deposit requirement is higher than that of some of our favorite share certificate and certificate of deposit providers. Prevent identity theft, protect your credit, The difference between term and whole life insurance, How medical conditions affect your life insurance rate. Great card, payment is applied emdiedatly if paid online with external payment & once received by mail. First Tech Credit Union; Read More. They quit showing the refinance rate for the mortgage. Valuations of used cars are quite transparent these days, and anyone who has searched on the web for a used car knows that mileages is a determinant of value. Company Overview FAQ. You’ll have to open a Membership Savings account before you can open any other account, which requires a minimum balance of $5 but has no monthly maintenance fee and an APY of 0.05%. +19 users submitted a rating without writing a full review, You can request a First Tech Union Platinum credit limit increase by submitting an application. First Tech really does care about their customers. A free inside look at company reviews and salaries posted anonymously by employees. Best card for high limit and 0% balance transfer. Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. All financial products, shopping products and services are presented without warranty. Find out if you are eligible to join First Tech Federal Credit Union. First Tech Federal Credit Union Reviews. The purchase mortgage rate says 2%. Qualifications per monthly cycle are 12 debit card purchases, one direct deposit or ACH withdrawal and receipt of electronic statements. It will be 4% when you pre-qualify for refinancing, even though I'm 750+ score with no cash-out refinancing. First Tech has good checking options and offers good access to ATMs and branches. Engaged Employer. Loans. Instead, we put our time, money, passion, experience, smarts, elbow grease and whatever else we can muster up to work for you. First Tech Federal Credit Union Review: Checking, Savings and CDs First Tech has good checking options and offers good access to ATMs and branches. Our values aren't password protected, and there are no shortcuts to developing great relationships. 265 First Tech Federal Credit Union reviews. Qualifying transactions must post to the account prior to the last day of the month. Here is a list of our partners. You will have to make a security deposit for this amount, which will be refunded to you upon closing your account. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. You know, that mega-bank that received hundreds of billions of taxpayer dollars and gives giant, undeserved bonuses to their useless executives? In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. Our membershp includes employees of the world's most progressive technology companies such as Microsoft, HP, Agilent Technologies, Amazon, CH2M HILL and many more. 277 Reviews. Regardless of advertiser status, none of the listings, reviews, or other information on Wallet Hub constitutes, in any way, a referral or endorsement by us of the respective financial company or professional, or vice versa. There's no gizmo that replaces truly listening to someone. You can find a list of other Money Market Accounts here: https://wallethub.com/savings-account/#iam=gc&at=mm&srt=ftr&insttype=bank. NOBODY ever called me back. How do I get a First Tech Union Platinum credit limit increase? Hiring Surge. His work has been featured by the Los Angeles Times, Mashable and USA Today. However, this does not influence our evaluations. A Brief History of First Tech Federal Credit Union As a company, First Tech was established in 1952 as the Tektronix Federal Credit Union. With your credit limit allowed for a third of the world 's most innovative forward-thinking... 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